Homeownership Application

Thank you for your interest in our Homeownership Program.

Please see the information and list of qualifications below:

Step 1

Review Program Qualifications

General Requirements

  • Must be a first-time homebuyer

  • Must currently live and/or work in Broward County for at least a year

  • Must be a U.S. citizen or legal permanent resident (green card holder)

Financial Requirements

  • Show a stable employment history
  • Have sufficient credit history, with no accounts in collection, no unsatisfied public records, and no bankruptcies within the last three years.
  • Establish a monthly savings account
  • Total debt-to-income ratio including a Habitat mortgage payment of 30% of household income must be less than 43%

Step 2

Determine Eligibility

To see if you qualify to the Homeownership Program, you have two options:

  • Attend a virtual Information Session to hear more about Habitat’s program requirements and learn next steps for applying to the homeownership program.

  • During open enrollment fill out our Pre-Qualification Questionnaire to see if you meet all program requirements. You will receive a notification within 30 days, either inviting you to the next stage in the application process or providing reasons why you do not qualify.

Step 3

Attend Session

Approved applicants will receive an invitation to the next stage in the application process, which include the following:

  • Step-by-step on how to complete your submission packet

  • Receive your Homeownership Program application packet and documents request list. Submission packets will be reviewed by our team to verify income, credit, and background.

If information provided meets all of the criteria and guidelines, applicants will move to the next step. The application process is usually completed in 30 days.

Step 4

Home Visit

The Home Visit is an important step to determine and assess housing need.

After Home Visits have been completed, an independent Home Selection Committee will make their board recommendations for final selections into the Homeownership Program.

Due to the rigorous evaluation process, you may not receive an update of your status for up to 30 days. The Homeowner Selection Committee will notify each applicant of the outcome of this process within the 30-day time period. Please submit all questions via email to homeownership@habitatbroward.org

Habitat for Humanity is an equal opportunity program. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, national origin or any protected status. Individuals from all races, sexes, and creeds are encouraged to apply.